TERMS OF USE  

Please read these Terms and Conditions carefully before using the Website  www.universalfingrowth.com (Website). This Website belongs to Universal Fingrowth private  Limited (UFPL) and may be used or accessed for informational purposes only. By accessing any  part of this Website and/or using the information provided on, or downloading materials from  this Website, you agree to be bound by the Terms and Conditions set forth herein. If you do not  agree to abide by these Terms and Conditions please do not access / use this Website or download  materials from this Website.  

UFPL may revise and update these Terms and Conditions from time to time. Your continued usage  of the Website is considered as an implied acceptance of the changes and that you agree to abide  by these Terms and Conditions for usage of this Website.  

In case you share any information on this Website, please also read the Privacy Policy of UFPL. 

LIMITED LICENSE  

We grant you a non-exclusive, non-transferable, limited right of access to this Website. You are  not permitted to archive or retain any information or content herein in any form without our  prior written permission. This limited right to access the Website terminates automatically,  without notice to you, if you breach any of the Terms and Conditions mentioned herein.  

You agree not to use this Website for any illegal purpose or in any manner inconsistent with these  Terms and Conditions. You agree not to use, transfer, distribute or dispose of any information  contained in the Website in any manner that could compete with the business of UFPL or  otherwise compromise or imperil the interests of UFPL. You acknowledge that the Website has  been developed, compiled, prepared, revised, selected and arranged by UFPL and others  (including certain other information sources) through the application of methods and standards  of judgment developed and applied through the expenditure of substantial time, effort and money  and constitutes valuable intellectual property and may also include trade secrets of UFPL and  such others. You agree to protect the proprietary rights of UFPL and all others having rights in  the Website or its content during and after the term of this agreement and to comply with all  reasonable written requests made by UFPL or others, to protect their and others’ contractual,  statutory and common law rights in the Website. You agree to notify UFPL in writing, promptly  upon becoming aware of any unauthorized access or use of the Website by any party or of any  claim that the Website infringes upon any copyright, trademark or other contractual, statutory or  common law rights. You further acknowledge that all the intellectual property in the Website  continues to vest with UFPL.  

We reserve the right to deny you, at our sole and absolute discretion, access to the Website,  including any portion thereof without any prior notice.  

NO AGENCY OR PARTNERSHIP  

The parties are independent contractors. Neither party may direct or control the day-to-day  activities of the other; neither party may create or assume any legal obligation on behalf of the  other.  

CONTENTS  

We make no warranty that the contents of the Website are free from infection by viruses or  anything else which has contaminating or destructive properties and shall have no liability in  respect thereof, to any users of this Website. 

The information on this Website is updated periodically. UFPL gives no warranties (whether  expressed or implied) or recommendations, as to the quality, accuracy, efficacy, completeness,  performance, fitness for a particular purpose of this Website or any of its contents. The content  of this Website does not constitute an express or deemed opinion or an expert view. Any decisions  will be based solely on your own evaluation and neither UFPL or its representatives nor any third  party shall be liable for any loss or damage of any kind whatsoever, caused by your reliance on  the information obtained through this Website. We reserve the right to change the contents of  this Website at any time without notice.  

INTELLECTUAL PROPERTY  

All rights, title and interest in this Website belong to UFPL. The content and information contained  within our Website or delivered to you in connection with your use of our Website is the property  of UFPL /affiliated companies/clients and any other third party (where applicable), and may be  protected by applicable copy rights, trademarks and service marks under international treaties  and/or laws of India or other countries. The copy rights, trademarks, trade names and logos (the  “Trade Marks”) that are used and displayed on our Website include registered and unregistered  Trade Marks held by us and other third parties are the property of their respective owners.  Nothing on our Website should be construed as granting any license or right to use any Trade  Marks displayed on our Website. Users are prohibited from using the same without written  permission of UFPL or such other parties.  

Your misuse of the Trade Marks displayed on the Website, or any other content on the Website,  except as provided in these Terms and Conditions, is strictly prohibited. You are also advised that  UFPL will aggressively enforce its intellectual property rights to the fullest extent of the law,  including the seeking of criminal prosecution. We shall be entitled to obtain equitable relief  (including all damage, direct, indirect, consequential and exemplary), over and above all other  remedies available to us, to protect our interests therein.  

CONFIDENTIAL INFORMATION  

We discourage you from sending or posting to this Website any information that you consider to  be confidential or proprietary. Please note that if you do send or post any such information or  material, we will assume that it is not confidential. By sending or posting any information or  material, you grant us an unrestricted, irrevocable license to use, reproduce, display, perform,  modify, transmit and distribute those materials or information, and you agree that we are free to  use any ideas, concepts, know-how or techniques that you send or post for any purpose  whatsoever on this Website. It is also clarified that UFPL will be under no obligation to destroy /  discard any information shared by you on or through the website, even if specific request is made  in this regard. 

DISCLAIMER OF WARRANTIES  

This Website and all services provided through it are provided “as is” with no warranties  whatsoever. Except as warranted in these Terms and Conditions, we expressly disclaim all  warranties of any kind, whether express or implied or statutory, including, but not limited to the  implied warranties of merchantability, fitness for a particular purpose, data accuracy &  completeness, and any warranties relating to non-infringement. We shall not be responsible or  liable for the authenticity, accuracy, completeness, errors, omission, typographic errors,  disruption, delay, interruption, failure, and deletion, defect of any information, research, reports,  analysis, quotes etc. in this Website or any part thereof. 

We do not do not warrant that access to the Website will be uninterrupted, timely, secure, or error  free; nor do we make any warranty as to the results that may be obtained from the Website or as  to the accuracy or reliability of the content contained therein.  

We make no warranty regarding the transactions entered into through the Website. No advice or  information, whether oral or written, obtained by you from or through the Website or any person  shall create any warranty not expressly stated herein.  

We shall not be liable for any action taken by you based on or relying on the information provided  in or by the Website.  

We will not be liable for any virus that may enter your system as a result of you using the Website.  We make no guarantees to you or third parties that the content contained on the Website would  be virus free. We will not be liable for any direct, incidental or consequential loss, which may be  caused to you as a result of your use of the Website.  

If you are dissatisfied with any portion of this Website or with any of these Terms and Conditions,  your sole and exclusive remedy is to discontinue using the Website. 

INDEMNIFICATION  

You agree, at your own expense, to indemnify, defend and hold harmless UFPL and its  representatives, against any claim, suit, action or other proceeding brought against UFPL or its  representatives and as by a third party, to the extent that such claim, suit, action or other  proceeding is based on or arises in connection with the use of this Website, or any links therein,  including, but not limited to:  

Your use or someone else’s use of your access to the Website;  

Your use/operation or someone using/operating or conducting any transactions, where  applicable;  

A violation of the Terms and Conditions contained herein by you or anyone using your computer;  

A claim that any use of the Website by you or someone using your computer infringes any  Intellectual Property Right of any third party, or any right of personality or publicity, is libelous  or defamatory, or otherwise results in injury or damage to any third party;  

Any deletions, additions, insertions or alterations to, or any unauthorized use of, the Website by  you or someone using your computer;  

Any misrepresentation or breach of representation or warranty contained herein made by you;  or  

Any breach of any covenant or agreement to be performed by you hereunder.  You agree to pay any and all costs, damages and expenses, including, but not limited to, reasonable  attorney’s fees and costs awarded against or otherwise incurred by or in connection with or  arising from any such claim, suit, and action or proceeding attributable to any such claim. 

LIMITATION OF LIABILITY  

In no event, UFPL or its employees and directors be liable for any damages, including without  limitation direct or indirect, special, incidental, or consequential damages, losses or expenses  arising in connection with this Website or any linked site or use thereof or inability to use by any  party, or in connection with any failure of performance, error, omission, interruption, defect,  delay in operation or transmission, computer virus or line or system failure, even if UFPL or its  employees and directors thereof, are advised of the possibility of such damages, losses or  expenses.